Services Provided to the Buyer
1. Careful review of your needs and wants regarding the property
you want to purchase.
2. Complete financial information including:
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The loan amount you can expect to qualify
for with local lenders. |
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General information on types of loans, payments, and
closing costs. |
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Names and phone numbers of lenders with whom I've had
a long standing professional relationship. These mortgage
brokers and bankers have demonstrated their willingness
to go the extra mile in
solving problems and getting the loan closed. |
3. Using these sources you can have access to every property listed with the
Northwest Multiple Listing Association:
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Daily computer updates on appropriate new
listings. |
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I will provide you with complete information (including
addresses) on any house you see advertised,
regardless of the listing office. |
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If you see a house with a "For Sale" or "Exclusively" sign
on it, write down the address, company and
telephone number and I will make an appointment to show you the property and/or
give you complete
listing information. |
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You are encouraged to visit open houses. Be sure to tell
the agent at the open house that you are
working with me and call me if you see a house you are interested in. Do not
sign any offer without
our advise. |
4. I will organize appointments and get you into all properties
that approximate what you are looking for. I will not waste
your time showing properties that are not reasonable for you
(if you want 3 bedrooms, I will not show you 2 bedroom houses.)
5. We will write the offer (you will receive a copy of the
contract used so you can study it before you get to this point)
and I will present your offer to the Seller(s).
6. After you and the Seller(s) have come to an agreement regarding
the price and terms of your purchase (I will act as the intermediary
handling these negotiations) you will make a loan application.
I will carefully track the financing through to closing,
keeping you informed on the progress of your transaction.
With my experience in the field of home financing you can
depend on me to help troubleshoot any problems that may occur.
7. You will be provided with a folder of information at your
first appointment which includes the following:
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A copy of a Purchase and Sale contract so
you can familiarize yourself with the verbiage before starting
the process. |
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A list of local pre-sale inspectors previous clients
have used and like (these are just suggestions; you can,
of course, use anyone you want). |
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Financial information which includes an explanation of
different financial programs, rates, closing costs, lender,
etc. |
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Market information. |
In closing, I feel that it is my responsibility to prepare
you to make the best possible decisions based on complete
information and a confident perception of what buying a house
is all about. I'm also committed to having a good time through
this whole process.
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